Received my first Quicken program for Christmas in 1993. I've been using it ever since, upgrading along the way. My entire financial life is in it, in gory detail. I manually enter and categorize every transaction: credit card, bank accounts, and all investment accounts, including 401ks over the years. I don't use the transaction download feature. Tried it once and didn't like the result. I also don't use the budget feature. But, 24 years of detailed transactions are at my fingertips. Having said all that, I don't like the current subscription model. Quicken 2019 for Mac is now available for $75/year (discounted to $67 for the I was only using for the investment portfolio and nothing else. Anyone have any experience with Quicken 2019 for Mac since then? I’m a big proponent of tracking my money. Each month I document and review my spending, investments, and credit scores. Until about two years ago, I used Quicken, one of the most popular desktop money management software programs. But, at this point, I am in too deep to change. I began using Quicken in the early 1990s just for managing my checking and savings accounts and tracking expenses and bills. Over time I added investments. I made lots of mistakes using it, especially when they did away with the printed manual, so the way I set up accounts is sometimes weird and unstable. For that and other reasons I do not trust auto-updating of my accounts and do all entries manually. The program came in very handy for me to understand my expenses and what I would need in retirement. And because I used it to keep track of the shares of employer stock I acquired over 20+ years, I don't find myself (like some of my fellow retirees) scrambling to find out what their cost basis is on various shares. (When I started, I had never heard the term 'cost basis' and I was not very diligent about filing the paperwork that I received for my stock purchases, but at least I have all the details in Quicken.) I am not thrilled with the new Quicken business model and am not sure whether I will continue with the program as my newly updated software stars to age out. Tue May 22, 2018 7:25 pm I have been using it since the days of Quicken for DOS in the early 90’s. I use it for tracking my checking account, expenses, investment tracking and transactions, loan tracking and total assets / net worth tracking. I do not use the credit card functions and I track investment performance and asset allocation outside of Quicken. For me it has been a great way to keep my finances organized and visible in a single place. +1 Pretty much the same in all aspects. Also used Quicken's Lifetime Planner (QLP) before before learning about FIRECalc, I-ORP, etc. I think Quicken is missing a bet by not improving QLP, because it's pretty good as is, but with just a little work (says someone who doesn't have to do the work) it could be very good. ![]() Tue May 22, 2018 6:55 pm I am interested in everyone's thoughts regarding Quicken and if they use (or don't use) the personal finance software. Why do you use (or not use) the program? What value does it bring? Do you use it for your entire financial picture or just your investment portfolio? I used to, but don’t anymore. I don’t recall if I pulled the plug because I concluded that I wasn’t get enough value from the effort or because I switched to a Mac. ![]() Might have been a combination of the two. For the record, I started with MS Money and actually liked it better. As I've stated in the dozens of other threads about Quicken. External dvd burner mac mini. I use it to download all my transactions (credit card, checking, investment) and pay my bills. I track expenses. I also run comparison reports of spending over time, investment performance over time, savings, etc. I have over 20 years of data in Quicken. It is also a handy reference occasionally to find when I bought or replaced something (how many years ago did I replace the hot water heater?) I don't diligently track every cent, but try to keep it reasonably accurate. Since I charge almost everything, it is not that hard. I spend maybe 5-10 minutes 4 times a week. The tricky things are remembering what I bought if I pay cash or if I buy stuff at a place like Costco or Target where it could be a mix of a lot of different categories. It also tracks my AA automatically, but with a 4 fund portfolio, that isn't rocket science. Tue May 22, 2018 6:55 pm I am interested in everyone's thoughts regarding Quicken and if they use (or don't use) the personal finance software. Why do you use (or not use) the program? What value does it bring? Do you use it for your entire financial picture or just your investment portfolio? I used to, but don’t anymore. I don’t recall if I pulled the plug because I concluded that I wasn’t get enough value from the effort or because I switched to a Mac. Might have been a combination of the two. For the record, I started with MS Money and actually liked it better.
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